Get ready to be captivated by the soulful voices of Ghana’s dynamic duo, Keche, as they unveil their latest love song, “Kiss”, set to drop on September 14th.
This enchanting ballad promises to serenade listeners with its heartfelt lyrics and soothing melody, perfect for anyone who’s ever been in love.
“Kiss” was inspired by the duo’s experiences with love and relationships. They wanted to create a song that captures the essence of being completely swept away by someone special.
The lyrics are a heartfelt expression of the desire to be forever entwined with that person, even if it means being “locked” away in their love.
Keche’s motivation for creating “Kiss” was to spread love and positivity through their music. They believe that love has the power to transform lives, and they hope this song will inspire listeners to embrace love wholeheartedly.
“Kiss” is a must-listen for several reasons:
The song’s beautiful lyrics and soothing melody make it a perfect addition to any love playlist.
Keche’s harmonious vocals will leave you mesmerised and yearning for more.
The song’s themes of love and devotion are universal and relatable.
“Kiss” is a testament to Keche’s growth and maturity as artistes, showcasing their ability to create music that resonates with a wide audience.
Hiplife icon Maradona Adjei Yeboah, popularly known as Guru NKZ is back in the University of Ghana’s SRC presidential race.
Guru filed a petition against the University of Ghana’s Student Representative Council (SRC) Electoral Commission following his disqualification from the presidential race.
The disqualification was based on the Hiplife icon’s non-resident status, a violation of Article 30, which mandates that candidates must be campus residents and eligible to contest for a Junior Common Room (JCR) position in their hall.
During vetting, Guru and his running mate, Jeffery Adu Yeboah, confirmed that they were not residents of any hall, leading to their disqualification.
In response, his legal team lodged a petition with the Electoral Commission and the Office of the Dean of Student Affairs, seeking a review of the decision.
Additionally, an interim injunction was submitted to the Judicial Board, requesting a temporary halt to the electoral process until a proper hearing and ruling can be made.
After the hearing, the appeals Board on September 15, 2024, set aside the disqualification by a unanimous decision of 7-0.
In the ruling, the board added that Guru and his running mate’s name should be added to the list of the Presidential candidates.
The balloting for all candidates vetted by the vetting committee is scheduled for Monday, September 16.
At least eight people have died overnight while attempting to cross the English Channel from France to the United Kingdom, according to French authorities.
The regional prefect, Jacques Billant, said the incident happened at about 1am (23:00 GMT on Saturday) off the coast of the northern town of Ambleteuse.
“The toll was terrible, with eight people reported dead,” he told the press near the site of the accident.
Six survivors were hospitalised, including a 10-month-old baby with hypothermia, he added.
The boat had set off from the Slack River that flows into the sea between the towns of Wimereux and Ambleteuse. Billant said 59 people from Eritrea, Sudan, Syria, Afghanistan, Egypt, and Iran were on board.
The announcement comes less than two weeks after 12 people were killed after a boat they were travelling in capsized during an attempted crossing of the Channel.
According to British officials, more than 22,000 migrants and refugees have arrived in England by crossing the Channel since the beginning of this year.
At least 40 people are thought to have been injured
Twenty-four people have been killed in Haiti after a fuel tanker exploded, according to local authorities.
Dozens more people have been left seriously injured – some suffering burns to 80% of their bodies, according to Haitian Prime Minister Garry Coville.
The incident happened on Saturday near the commune of Miragoane, about 100km (60 miles) west from the capital Port-au-Prince.
According to media reports, the tanker collided with another vehicle and began leaking fuel onto the road. The explosion happened as people were rushing to collect the spilt fuel.
“It’s a horrible scene we’ve just witnessed,” Mr Coville said at Port-au-Prince airport’s tarmac, where some of the injured were arriving.
He vowed to do everything in his power to ensure the victims received the medical care they needed.
Emmanuel Pierre, head of Haiti’s civil protection agency, told the AFP news agency that the original death toll of 16 was later revised up when more bodies were found near the explosion site.
It is not the first time there have been multiple fatalities in Haiti due to a gas tanker explosion.
Haiti has been undergoing a period of severe violence and instability, as the government battles violent gangs that have taken control of parts of the country.
Smoke billows after a missile which the IDF says was launched from Yemen
Israel’s Prime Minister Benjamin Netanyahu has warned Yemen’s Houthis face a “heavy price” after the group fired a missile deep into Israel.
The projectile was fired from Yemen toward Israel at 6am local time this morning, according to the Israel Defense Forces who added that it “most likely fragmented in mid-air.” The missile fell in an open area in central Israel, with no injuries reported.
Videos and images shared by the Israel Fire and Rescue Authority on Telegram show large plumes of smoke billowing into the air over an open field, and shattered glass inside a train station in Modi’in, a city between Tel Aviv and Jerusalem.
A spokesman for the Iran-backed Houthis military spokesman confirmed the attack, claiming that the group used a “new hypersonic ballistic missile” and warning that Israel should expect more such strikes as the first anniversary of the October 7 attack by Hamas approaches.
Despite months of tensions it is a rare instance of a missile penetrating as far as central Israel, normally safe for civilians. “We are in a multi-arena campaign against Iran’s evil axis that strives to destroy us,” said Netanyahu, speaking ahead of a cabinet meeting. Israeli police said they were working with the police bomb squad in the Shfela area, also known as the Judaean Foothills, where an interceptor fragment had fallen. Authorities are now isolating the impact site and scanning for additional interceptor remains, police said.
Sirens rang across central and northern Israel, the military said, and sirens were also sounded at Tel Aviv airport, the airport’s spokesperson told CNN. Videos on social media showed passengers running to find shelter.
The United States has dismissed claims made by Venezuela that the CIA plotted to assassinate President Maduro and other top officials.
Three US citizens, two Spaniards and one Czech national have been arrested on suspicion of plotting to destabilise the country, the Interior Minister said.
Calling the detainees “mercenaries”, Diosdado Cabello claimed that the CIA “is leading the operation” and that hundreds of weapons had been seized.
A spokesperson for the State Department said a US military member was being held and noted “unconfirmed reports of two additional US citizens detained in Venezuela.”
Cabello responded by saying the detainees had contacted “French mercenaries” from Eastern Europe and were involved in “an operation to try to attack” Venezuela.
He added that “more than 400 rifles were seized” and accused the detainees of plotting “terrorist acts.”
The Venezuelan government said the Spaniards detained were linked to Madrid’s National Intelligence Centre (CNI).
Spanish government sources have told local media the pair do not belong to the intelligence organisation.
“Spain denies and categorically rejects any insinuation that it is involved in a political destabilisation operation in Venezuela,” a source told AFP.
The Czech Republic has yet to react the claims.
In a news conference on Saturday Cabello said: “The CIA is leading this operation, and that does not surprise us but they, the National Intelligence Centre of Spain, have always maintained a low profile knowing that the CIA operates in this area.”
The allegations come amid a feud between the Maduro government and both the US and Spain stemming from Maduro’s disputed victory in July’s election.
Venezuela’s National Electoral Council (CNE), which is closely aligned with the government, declared Maduro the winner of the vote, but has not published detailed voting tallies.
Washington announced sanctions targeting “key officials involved in Maduro’s fraudulent and illegitimate claims of victory and his brutal crackdown on free expression following the election”.
The Ashanti Regional Minister and his entourage being taken through various components of the hospital by Ing. Emanuel Achille
Barring any last-minute hitches, the Drobonso Agenda 111 Hospital, with residential staff housing would be commissioned to enhance healthcare delivery in the Sekyere Afram Plains District Assembly (SAPDA) of the Ashanti region.
Located at the district capital of Drobonso, the ultra-modern 40-bed health infrastructure, which is being executed by Vamed Engineering GmbH is made up of Outpatient Department (OPD), consulting rooms, pharmacy, surgical unit, pediatric unit, theatre, mortuary and pathology, staff quarters, 300 KV power plant and security post, among others.
Furnished with gadgets, the walkways at the facility have been done with pavement bricks for easy movement.
Addressing the media at the facility, the Ashanti regional minister, Mr. Simon Osei-Mensah, who was on a working visit in the SAPDA, to inspect government projects in the said area, expressed satisfaction at the project.
The frontage of the 40-bed Drobonso District Hospital
Describing the unique nature of Agenda 111 health infrastructure in the farming enclave of Sekyere Afram Plains, Mr Osei-Mensah said “As you entered, you can attest that the facility is very neat and completed with pathways laid with pavement bricks and by the grace of God, very soon, residents of Drobonso will have their modern hospital ready. Per the serene environment, when you visit such a facility for healthcare, you get healed easily.”
He expressed appreciation to the Vanaah Contractor who executed the project, explaining that they have done a great job, in that they have completed five hospitals that were awarded to them in the region, naming Drobonso, Sabronum (Ahafo Ano South-East), Twedie (Atwima Kwawoma), Suame (Suame Municipality) and Manso Nkwanta (Amansie West).
Speaking to the media, the Vamed Engineering GmbH Supervisor on site, Ing Emanuel Achille disclosed that the Sekyere Afram Plains Hospital is 98 percent complete, adding that as of last week, the Ministry of Health (MoH) inspected the facility and added that they are waiting to hand over the facility to the MoH, latest by December.
Achille mentioned some of the components as pharmacy, sterilisation room, X-ray, theatre, kitchen and staff quarters, among others.
INHERITED PROJECTS
On the health projects that the current government inherited from the previous administration, the Ashanti regional minister noted that they have not neglected them.
“One thing I have realised with this government is that we have tried to complete projects we inherited. If you look at the hospitals we came to meet, numbering around eight, we have completed most of them.”
He told the media that the current administration has completed health facilities, citing Tepa Konongo, Fomena and Kumawu as prime examples.
To Mr Osei-Mensah, the 500-bed Ashanti Regional Hospital, which is located at Sewua, in the Bosomtwe district of the region, would be commissioned soon.
“What we have not completed is Sewua and with that one, latest by October, it would be commissioned because everything is set and the Contractor has given us one month, and if he fulfills his promise, then it would be completed by one month time. The ECG substation, which was a problem, has been solved.
Surgical Room of the Hospital
On the reconstruction of the Komfo Anokye Maternity Block, Mr Osei-Mensah, who is the former member of Parliament for Bosomtwe and former member of the Economic Committee of West Africa State (ECOWAS) Parliament in Abuja, Nigeria, disclosed to the media that the said project could not be completed by the end of the year.
“I am not sure the Komfo Anokye Maternity Block can be completed. That project started in the erstwhile administration of Kutu Acheampong, so for over forty years it has not been completed. The project failed the structural integrity test we conducted, so we had to demolish it and restart it.”
Giving details about the rate of work on the infrastructure, the Ashanti region minister indicated that the contractor is done with the civil and electrical works and they are now laying pipes, doubting it could be completed on time.
“I am not too sure it works, like installation of equipment can be met for commissioning, but even if we are unable to do that, we have done well. On the 500-bed Afari Military Hospital Infrastructure,” the regional minister revealed to the media that the government could conduct partial commissioning, undergirded by the fact that the main hospital has been completed, adding that it is only left with a few specialised departments that have to be worked on.
He added that all equipment has a guarantee period, and if they expire, it would be rendered unusable.
“It is left with some few specialised departments that we have to work on, and all the equipment has a warranty period, and if we wait till this department is completed, the equipment could expire its warranty period.
“If the warranty period expires and the gadgets are tested but turn out to be defective, you cannot take them back and the nation has to fork out other funds to purchase new ones, and we cannot do that, so we have to do a partial commission and the small area that is left would be worked on.
DROBONSO DISTRICT COURT
Prior to his visit to the 40-bed health infrastructure at Drobonso, the Ashanti regional minister and his team visited the Drobonso District Court facility, which was commissioned last year by himself and former Chief Justice Annin Yeboah.
According to Mr Osei-Mensah, having commissioned the court facility, he has not been able to see how the facility is faring, hence he had to come see how the court was being operated.
“Sometime last year, the former Chief Justice and I commissioned the court at the Sekyere Afram Plains, which is located at Drobonso and after the completion, I have not been able to see how the facility was being run, so I had to come and see how it was being operated.”
He continued that unfortunately, there are no residences for the magistrate, hence the judge commutes from Agona to the court, which is once a week, so the government, through the Sekyere Afram Plains District Assembly, is going to see to it that the resident is completed so that the judge can work on a number of days.
E-Block
The Ashanti regional minister and his team inspected the E-block project that is 7.5 kilometers away from the district capital of Drobonso and located at Issahkura, a sparsely populated enclave.
The E-block, located at Isaah Krom, Drobonso-Ashanti.
According to Osei-Mensah, the E-block is more than seven kilometers apart from the district capital, and imagine if the student is walking to school; it means the child is going to walk for more than 17 kilometers a day, a development he bemoaned that it does not enhance learning, saying “By the time the child accomplishes the task, the brain will be exhausted, so when you report home, you are tired and cannot even learn what you were taught in school.”
He disclosed to the media that in an attempt to utilise the educational project and curb the inconveniences associated with the facility, the government is putting up a boarding structure to complement it.
“We are adding a boarding facility to the school, but there has been a challenge, so I will engage the education minister about it, so that we can start admitting students into the facility.
Giving his candid opinion about the E-block, Osei-Mensah opined that per the location and proximity of the E-block to the district capital, it does not befit for second cycle education since it is located in a remote area that is sparsely populated. He subsequently called for the E-block infrastructure to be turned into something else.
“When I came here in 2017 to inspect the project, there has not been any change and it looks the same. For a perfect utilisation of the facility, it should be converted into the Agricultural Research Institute of the Agricultural and Environmental Research Institute – something that will see the elderly accessing the facility and not kids.”
He told the media, “If the school becomes operationalised, how will the day students go to school with this kind of road? The children cannot go to school when the river overflows its boundaries. So for me, I will still push for an agricultural and environmental research institute that can easily assist foreign support and then bring the children here.”
According to him, sometime in 2017, some parents did not allow their wards to be admitted to the school, having looked at the location of the school, adding that these students had to be re-admitted to different schools.
He continued that, with the E-block, the final decision rests with the Ministry of Education, so he will discuss it with the minister and if he finds it feasible, in that it can be converted into such a specialised institute, they will do it, and if the residents still feel they need the Senior High School, we can also use it as senior high school.
Mr Simon Osei-Mensah added, “But I do not understand why they did not site the school between the Drobonso and Kumawu stretch, citing the location of the Drobonso Hospital as a prime example.
“Drawing contrast between the Drobonso Government Hospital and the E-block in the bush, Osei-Mensah argued that health facilities can easily be accessed, unlike the latter. With the hospital, we have an easy access road and we have to make sure the E-block is useful.”
Got a cough? Experts say it’s the top reason people see a doctor — more than 30 million visits a year.
Your first step toward relief is to identify the type of cough you have and what is causing it. Then consider your symptoms. With that info, you can choose the best treatment.
Types of Coughs
A cough is supposed to protect you. It gets out stuff that doesn’t belong in your lungs and windpipe, like inhaled dirt or food. But it can also be caused by other things. How long a cough lasts depends on what’s causing it.
There are several classifications for coughs. They include:
Productive cough. Also called a wet cough, this cough brings up mucus or phlegm.
Non-productive cough. This is a dry cough that doesn’t bring up mucus or phlegm.
Acute cough. It comes on suddenly and lasts for 2-3 weeks.
Subacute cough. This type lingers after you’ve had an infection and can last 3-3 weeks.
Chronic cough. This is a cough that lasts 8 weeks or longer and may require medical attention.
Refractory cough. This is the name for a chronic cough that hasn’t responded to treatment.
What Causes It?
There are many common triggers.
Viruses. Colds and the flu are the most common causes. While annoying, coughs that are “productive” get germy mucus out of your lungs when you’re sick. Most go away in a few days. After a cold, though, some “dry” coughs last weeks. That could be because coughing irritates your lungs, which leads to more coughing, which irritates your lungs, and so on.
Allergies and asthma. If you have them, inhaling a trigger like mold can cause your lungs to overreact. They’re trying to cough out what’s bothering them.
Irritants. Even if you’re not allergic, things like cold air, cigarette smoke, or strong perfumes can set off a hacking spell.
Postnasal drip. When you’re congested, mucus drips down from your nose into your throat and makes you cough. You can get postnasal drip from colds, flu, sinus infections, allergies, and other problems.
Acid reflux. When you have heartburn, stomach acids back up into your throat, especially at night. They can irritate your windpipe, vocal cords, and throat and make you cough.
COPD. This includes one or more of three separate serious conditions: Emphysema, chronic bronchitis, and chronic obstructive asthma. These illnesses weaken the tubes in your airway (bronchial tubes) and the tiny sacs (alveoli) that pass oxygen into your blood and remove carbon dioxide. Cigarette smoking is the most common cause of COPD.
Other causes. Many other problems — lung inflammation, sleep apnea, and drug side effects — can be triggers. Get coughs that won’t go away checked out to make sure you don’t have a separate problem.
What Can You Do to Treat It?
That depends on the cause. Options include:
Medicines. Over-the-counter cough remedies can help in a number of ways. Suppressants lessen your urge to cough. Expectorants thin mucus and make it easier to hack up.
Home remedies. You can drink warm fluids, inhale warm, moist air, and use cough drops. Add a spoonful of honey to hot tea, or choose a cough drop that has it. Never give honey to a child under a year old — it can make them very sick.
Avoid triggers. If you have allergies or asthma, remove allergens from your home. Keep pets out of your bedroom. Use air conditioners to filter air during pollen season. You won’t see the effects right away, but if you stay away from what bothers you, you’ll start to feel better.
Treatment for another problem. Coughs triggered by asthma, acid reflux, COPD, and other medical conditions need special treatment — often medicine. Talk to your doctor.
Time. Common viruses are the most likely causes. Sometimes, the cough can last weeks or months after the virus is gone. Over time your airways will heal and the cough will stop.
When to See a Doctor
Most lingering coughs are harmless. But you can’t figure out the causes on your own. If your cough isn’t getting better after 1 week, it’s time to call your doctor.
Seasonality has a significant impact on the operations, demand, and revenue cycles of many industries. For Ghanaian banks, seasonality can manifest as fluctuating customer activity, varying cash flows, and shifting financial needs. From agricultural harvests to holiday spending sprees, Ghana’s distinct cultural and economic rhythms can have an impact on banking operations.
Coping with these seasonal shifts necessitates creativity, adaptability, and a thorough understanding of the country’s economic pulse. Banks have devised innovative solutions to weather year-round fluctuations in demand, ranging from cocoa harvest cycles to peak holiday spending. The following describes how Ghanaian banks are stepping up to the plate.
2.0 Understanding Seasonality in Ghana’s Economy
Ghana’s economy is diverse, but agriculture remains a key pillar, accounting for roughly 20% of the country’s GDP and employing more than half of its population. This sector is heavily influenced by the seasons, owing to agricultural cycles that rely on rainfall.
Cocoa farming, one of the nation’s largest export earners, reaches its peak sales between October and December. Similarly, maize, cassava, and other staple crops experience seasonal shifts, resulting in significant income variability for farmers and agribusinesses. It is worth noting that, in addition to agriculture, Ghana experiences other seasonal factors.
Retail banking experiences peaks during the Christmas season as Ghanaians increase their consumer spending and remittances from the diaspora. Businesses and consumers alike frequently tighten their belts in the early months of the year, following the extravagant spending of the holiday season.
3.0 Impact of Seasonality on Banking Operations
For banks like Ecobank, CalBank, Stanbic, and Absa Bank, seasonal patterns present both opportunities and challenges. During peak seasons, the demand for loans and credit facilities frequently increases. Farmers, for example, may need capital to buy fertilizer or hire labor during the planting season.
Similarly, as the harvest season approaches, businesses that purchase and export agricultural products require financial assistance to process and transport goods to international markets. However, during off-peak seasons, there is frequently a lull in banking activity.
Fewer deposits, reduced borrowing, and slower business activity can all have an impact on cash flow and liquidity in the banking sector. Such fluctuations necessitate careful management to ensure that banks remain solvent and profitable all year.
4.0 Strategies for Coping with Seasonality
To navigate these fluctuations, banks in Ghana have adopted several strategies aimed at smoothing out the peaks and troughs caused by seasonality. These strategies not only help banks remain stable, but they also enhance their ability to serve customers effectively during both busy and slow periods. Among these strategies are:
4.1 Tailored Agricultural Loan Products
Recognizing the cyclical nature of agriculture, some Ghanaian banks (Agricultural Development Bank (ADB), Ecobank, Stanbic) have introduced specialized agricultural loan products. For instance, during planting seasons, banks provide short-term credit facilities with deferred repayment terms.
Farmers can access these loans to buy seeds and equipment, with flexible repayment structures that allow them to settle their debts after harvest when their cash flow improves. Examples include the “Agric Loan” from Stanbic Bank and the “Agric Input Support Scheme” by Ecobank, which are both designed to address the specific needs of farmers.
4 2Digital Banking and Mobile Solutions
In the past decade, digital banking has revolutionized financial services in Ghana. To cope with seasonal changes, banks are increasingly relying on mobile banking solutions to reach customers in rural and semi-urban areas, particularly during peak farming seasons when people are busy in the fields.
For instance, banks such as Fidelity Bank and Access Bank have embraced mobile money platforms like MTN Mobile Money and AirtelTigo Money, which allow customers to perform banking transactions remotely.
Farmers can receive payments for their produce, make purchases, and even apply for loans without needing to visit a physical branch.This digital shift also helps banks maintain steady customer engagement during off-peak periods, encouraging users to save regularly, apply for personal loans, or invest in various financial products at their convenience.
4.3 Flexible Loan Repayment Plans
One of the most significant innovations in Ghana’s banking sector has been the implementation of flexible loan repayment plans based on customers’ seasonal income patterns. For example, farmers and small businesses may be able to make larger repayments only after harvest or during the holiday season.
Understanding this, banks such as the Agricultural Development Bank (ADB) have developed products with repayment schedules that are tied to seasonal cash inflows, ensuring that customers can meet their obligations without defaulting during low-income periods.
4.4 Holiday and Festive Loans
Banks see an increase in demand for consumer loans around Christmas and Easter as Ghanaians prepare for travel, gifts, and celebrations. In response, many banks provide short-term festive loans, allowing customers to borrow at low interest rates with the understanding that they will repay after the holiday season.
Standard Chartered Bank’s “Christmas Loan” and GCB’s “Festive Loan” are examples of tailored products that not only meet the demands of seasonal spending but also keep banks’ cash flow stable during periods of high expenditure.
4.5 Seasonal Marketing and Promotions
Another effective strategy is to run seasonal marketing campaigns. Banks use the holiday season to promote savings accounts, insurance policies, and investment products with discounts and promotions. For example, during the “Back-to-School” season, some banks run promotions to encourage parents to save for their children’s education by providing special savings accounts with higher interest rates or bonuses.
4.6 Diaspora-Focused Banking Services
With significant remittances from the Ghanaian diaspora during certain seasons, particularly Christmas and Easter, banks have developed diaspora-focused services. These include lower fees for remittance transfers, foreign currency accounts, and investment packages for Ghanaians living overseas.
This helps to smooth out seasonal income streams and provides a critical financial lifeline during times when domestic economic activity may be slow. Recognizing this, Ecobank and Access Bank have launched tailored diaspora banking services that include no fees and competitive exchange rates to encourage holiday remittances. This influx of foreign currency increases local bank liquidity and boosts economic activity.
5.0 Conclusion
Seasonality in Ghana’s economy is unavoidable, but with the right strategies, banks can thrive no matter what time of year. Banks in Ghana are well-positioned to deal with the challenges and capitalize on the opportunities that seasonal changes bring by developing flexible loan products, embracing digital banking, and tailoring financial services to their customers’ specific needs.
The ongoing development of financial technology (Fintech) and innovative banking solutions ensures that Ghana’s banking sector is resilient, responsive, and ready to support the country’s economic growth season after season.
In this ever-changing landscape, one thing is certain: banks that can adapt to Ghana’s cyclical economy will continue to play an important role in the country’s development and prosperity.
By: Enoch K. Akuffu-Djobi (PhD Candidate, MSc, MBA, CA, ACIB)
Kylian Mbappe scored his third Real Madrid goal in two games in a hard fought victory over Real Sociedad at Reale Arena. The Frenchman opened his La Liga account before the international break and coolly sent Alex Remiro the wrong way from the penalty spot late in the second half after Jon Aramburu stood on Vinicius Jr’s foot.
Vinicius opened the scoring for Madrid in the 58th minute, also with a penalty, after former Manchester City left-back Sergio Gomez handled Arda Guler’s powerful hit.
Brazilian Vinicius made no mistake as he scored his second La Liga goal of the season.
Sociedad may have wondered how they had not taken the lead after hitting the woodwork three times – twice in the first half and once in the second.
Keeper Thibaut Courtois could only watch as Luka Susic’s powerful strike from the edge of the box rattled the crossbar in the 25th minute.
Madrid were saved by the woodwork again 10 minutes later. Dani Carvajal lost possession deep in his own half and Sheraldo Becker’s left-footed strike spun off the bar.
